WHY WOULD YOU BUY YOUR FUNERAL PLAN IN ADVANCE?

WHY WOULD YOU BUY YOUR FUNERAL PLAN IN ADVANCE?
That is a good question. Surely, you must have better things to spend your money on! If you have plenty of money, and close family, you might think they can sort everything out after your day. It is helpful if your family know what you would want, and details may be given in a Will or separate letter of wishes. For most of us, it is not a subject we like to talk about, so it can be overlooked. ...
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BE CAREFUL WITH LOW PRICE INTERNET WILLS

BE CAREFUL WITH LOW PRICE INTERNET WILLS
When buying anything, there is typically a normal price you might expect to pay. If you are offered something much cheaper, there is generally a good reason why. For example, it could be a piece of furniture you have to build yourself or an electrical item that soon goes wrong! This is also true with buying a Will. The low cost offerings tend to be, Will Packs, from a stationers shop, on line ...
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IF I HAVE AN ENDURING POWER OF ATTORNEY SHOULD I TAKE OUT A NEW LASTING POWER OF ATTORNEY?

IF I HAVE AN ENDURING POWER OF ATTORNEY SHOULD I TAKE OUT A NEW LASTING POWER OF ATTORNEY?
Although “Lasting Powers of Attorneys” have been around for 12 years now, there are still lots of people with the older “Enduring Powers of Attorneys”. Questions can arise about these, and the differences between the two documents. The Enduring Power of Attorney is a fairly simple document, which enables you to appoint your Attorneys, in case you lose mental capacity. It only relates to finance...
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HAVE YOU THOUGHT ABOUT MUSIC FOR YOUR FUNERAL?

HAVE YOU THOUGHT ABOUT MUSIC FOR YOUR FUNERAL?
When writing a Will, it is a good time to think about your funeral. The obvious questions arise, whether you would like to be buried or cremated, and where. It is also wise to think about the practical arrangements of the funeral itself. Normally, the funeral director will advise family members of what they could have. However, it can be helpful if you give thought to the funeral while you are ...
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DO CHILDREN STILL BENEFIT IF THEY ARE ADOPTED AND THEIR BIOLOGICAL PARENTS DIE AND THERE IS NO WILL?

DO CHILDREN STILL BENEFIT IF THEY ARE ADOPTED AND THEIR BIOLOGICAL PARENTS DIE AND THERE IS NO WILL?
When it comes to Wills, it gets more complicated when children are put up for adoption, or adopted by a new parent. A further complication is the situation where there is no Will, and we need to consider what the law says. When a child is given for adoption, any legal rights the child would have had from their birth parent are cancelled. Having said that, there is nothing to stop the birth pare...
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MY HUSBAND WON’T MAKE A WILL, WHAT SHOULD I DO?

MY HUSBAND WON’T MAKE A WILL, WHAT SHOULD I DO?
Last week I had a meeting with a lady who was very concerned her husband won’t make a Will. Their situation was not uncommon. They are in their 50’s, and both have grown up children from previous marriages. They own their own house jointly, with no mortgage, and no major other assets. As neither of them have a Will currently, it is a bit of a lottery as to who benefits. Quite naturally, they wo...
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DO A MARRIED COUPLE NEED A WILL?

DO A MARRIED COUPLE NEED A WILL?
If a couple are married, and don’t have Wills, it is often assumed that on death, everything will pass to each other. Some people may say for this reason, they don’t need a Will. So let’s consider how the law works. Firstly, if assets are jointly owned, they pass to the joint owner. This is often the case with a house. However, a house can also be owned, “tenants in common” where two parties ow...
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THINKING ABOUT EQUITY RELEASE

THINKING ABOUT EQUITY RELEASE
If you are reaching retirement age, or already retired, it may seem like a great idea to draw capital or income from your home, especially if you are struggling financially. Some lenders talk about having a holiday of a lifetime, or being able to help your children, as good reasons for doing this. However, there are possible problems that may arise in the future. Increasingly, people of ret...
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WILLS FOR COUPLES IN SECOND MARRIAGES

WILLS FOR COUPLES IN SECOND MARRIAGES
You might ask, how do you write your Will, if you have been married or in a relationship before, and have children? Some readers may not be aware, that if you have simple “mirror” Wills, leaving everything to each other, there is a real danger that your children may not benefit. Even if your Wills state that on second death, part of the estate goes to your children, what is there to stop th...

HOW OUR SERVICE OPERATES – 7 STAGES

HOW OUR SERVICE OPERATES – 7 STAGES
New customers are quite rightly often unsure how our service operates. Below I have given insight into our service and highlighted a few points you may find helpful: 1) Firstly we make an appointment to discuss your situation. This will normally take place at your home or our office. We do not charge extra for home meetings. Typically, this will take around an hour. What we are looking for ...